Complete Guide to Online Blackjack

Online Blackjack was one of the card games to feature across online casino platforms, due to the game's immense popularity. Blackjack comes with very good odds of winning, and a delicate balance of skill and luck that appeals to thousands of gamblers.

Our favourite NZ Blackjack Casinos

WOW Casino

WOW Casino

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$5 000 Bonus
40x Wagering
- Freespins
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Review 18+ | Play Responsibly | | New players only. Min deposit of $20. Bonus is valid for 14 days from the time it is credited. Bonus Wagering: 40x. | Terms and conditions applies
This is Vegas

This is Vegas

VIP Program VIP Program
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Regular Offers Regular Offers
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$2 000 Bonus
30x Wagering
125 Freespins
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Review 18+ | Play Responsibly | | $10 No Deposit - New Players Only. Playthrough: 25x | Max cashout: $50 (Also available in Euros). 1st deposit: 200% Welcome Bonus up to $2000. Wagering:[30.00 X (D+B)] - Min. Deposit:$25 | Max. Deposit:$1000 | Sticky | No max cashout (Also available in Euros). | Terms and conditions applies


VIP Program VIP Program
PayPal PayPal
Regular Offers Regular Offers
Live Chat Live Chat
$2 000 Bonus
35x Wagering
300 Freespins
35x Wagering
To the casino
Review 18+ | Play Responsibly | | 18+ A minimum deposit of NZ$10 is required. Wagering requirements for bonuses and free spins are 35x. Bonuses are valid for 7 days, while free spins are only valid for 24 hours. | Terms and conditions applies

What Are the Best Blackjack Online Casinos in New Zealand?

Today, you can play Blackjack online free or for real money from New Zealand by joining a licensed casino site.

In this Online Blackjack NZ Guide, we’ll show you exactly where and how to play online Blackjack, and introduce you to the best virtual and Live Blackjack games.

If you’d like to play online Blackjack for real money, you must join a reputable online casino that welcomes New Zealand players and which preferably accepts the New Zealand Dollar. 

Above, we’ve listed some of the best Blackjack casinos for Kiwi players, which we love because they offer some of the best online Blackjack games on the market, coupled with great bonuses and promotions on Blackjack.

It is perfectly legal to play online Blackjack from New Zealand if you play it with a licensed casino. 

This is because there are currently no laws to prevent you from joining an online casino platform.

We highly recommend entering a licensed casino in another jurisdiction because this will give you added peace of mind regarding security.

Are Blackjack Online games rigged? 

If you play with a licensed casino, such as the ones we recommend on NZ casino, you need not worry about online Blackjack games being rigged. 

This is because all of these casinos use game providers whose plays have been independently tested for fairness. It is impossible to fit an RNG Blackjack game because it is programmed to produce random outcomes. 

When it comes to Live Blackjack, providers also follow stringent rules to ensure transparency, and players can also follow the dealer’s actions in real-time via multiple camera angles. 

Why Play Blackjack Online?

Online Blackjack vs Blackjack in Landbased Casino

If flexibility and variety are something that you value, it will soon become apparent why you should play Blackjack online instead of heading to your nearest casino venue. 

Online Blackjack NZ casinos offer some of the best games by different providers, and Live Blackjack can easily make up for the lost social element.

But there are also other reasons to play online Blackjack these days, which we’ll explore below.

BenefitsOnline BlackjackBlackjack in Landbased Casino
Play from your home
Play on multiple seats at the same time
Promotions  ✔

Live Blackjack – Online experience of a classic game 

While Classic Blackjack remains the most common online Blackjack game, especially at virtual tables, there are other variants that you can typically find at online casinos these days.

play live casino blackjack

Differences Between Live Dealer Blackjack and RNG (Virtual) Blackjack 

Most current-day and virtual Blackjack games can be played in two ways: RNG or Live Blackjack. virtual blackjack uses a random number generator, which computes card odds (in this case, the number of cards). 

To play virtual Blackjack, players will not be matched against a real dealer.

Live blackjack players will get to play against a real dealer who is shown on live streaming screens in real-time.

Helps Blackjack players communicate and watch the dealer deal the cards You will understand it if you play Live Blackjack because it’s authentic.

Virtual Blackjack Online Games 

American Blackjack – this variant uses between 6 to 8 decks of cards, and the dealer is dealt one face-up card and another card face down (the hole card).

If the upcard is an Ace, he can peek at the hole card and can win with a Blackjack before players can decide on whether to hit or stand.

  • European Blackjack -uses just two decks of cards, and the players must first stand or go bust before the dealer sees the second card. There are also some other rules concerning payouts and regulations on splitting and double down.
  • Multi-hand Blackjack – this game allows players to play five hands at a time!
  • Buster Blackjack – this variant comes with a side bet on the dealer going bust.
  • Perfect Pairs Blackjack – a game that allows you to bet on your first two cards being a pair (i.e., two cards of the same value)

Studio Live (Dealer) Blackjack Games

Most online casinos in New Zealand offer Live Blackjack games these days, as live casinos are gaining popularity.

Not only can you play Live European and American Blackjack, but providers have also come up with other variants to spice things up!

  • Infinite Blackjack – this live Blackjack variant allows an unlimited number of players to play at the same table
  • Live Common Draw Blackjack – a 6-deck Blackjack game with a high RTP of 99.5%!
  • Live Speed Blackjack – a fast-paced game where players are simultaneously allowed to Hit, Double Down, or Split. The player who decides first gets the next card first.
  • Live Free Bet Blackjack – a Live Blackjack game by Evolution that allows Free Double Down Bets on 2-card hard 9, 10, 11 totals. The game also comes with Free Split Bets on all pairs except 10s. 
  • Live Blackjack Bet Behind – a game where it’s possible to bet on another player’s hand!

How to Play Blackjack Online

The same Blackjack Rules that apply at land-based casinos will normally be applicable while playing online Blackjack.

The aim is always to get a score that’s equal to 21 (i.e. a Blackjack) or a score higher than the dealer’s without going over 21.

However, each Blackjack table may come with its own specific rules concerning the side bets allowed, payouts and the number of decks used.

In this section, we’ll be taking a look at the basic Blackjack rules, so that beginners can get a good idea of how to play Blackjack.

blackjack odds

Basic Blackjack Rules

Blackjack is played between one or more players and a dealer, with at least one deck of cards and up to 8 decks. Usually, there will be between 1 to 7 players at a Blackjack, but ultimately each player is only playing against the dealer, and not against the other players.

At the beginning of the round, players have to place a bet. Then, they get two cards, whereas the dealer also gets 2 cards, but one of them is kept face down.

Players will then decide whether or not to draw another card, if they think that it will help them get close to 21 without going bust. Alternatively, they can decide to stand (i.e. not to draw another card).

The value of a Blackjack hand is determined by the total of the individual cards. The Blackjack is the highest possible hand, consisting of an Ace (which is worth 11), and a 10-card (10, Jack, Queen or King). 

After every player has made his decisions, the dealer will reveal his hole card (or draw the second card). If he gets a score of 16 or less, he has to draw card.

If the dealer has an Ace and one or more cards that add up to six points, he is said to have a “soft 17”. In this case, he may be required to stand, or to hit, depending on whether or not the table applies the soft 17 rule.

If the dealer goes bust, then all players who didn’t go bust win the game. If the dealer does not go bust but his total is less than the player’s, the player will win.

Bet Behind 

This exciting side bet involves betting on another player’s hand if you think that he’s got a good hand! It gives players a chance to maximize their profits by identifying a good opportunity.

Today, you can play Live Blackjack Bet Behind at live casinos, with Evolution’s version of the game being the most popular one.

Double Any 2 

When you want to double down in Blackjack, all you have to do is place a stack of chips next to your initial wager. This stack must be worth the same as your initial wager. 

In Blackjack, you can double down by doubling your bet and receiving just one more card.

Double 9-11

Is it always a good idea to go for 11? Since the player and dealer want to get as close to 21 as possible to win the game, the player who has 11 after two cards are in a good position. 

It’s a brilliant idea to double down if the dealer displays a card lower than a ten.

Hit Split Aces

A player who splits aces has two chances to hit 21. Since splitting aces is so advantageous to the player, most casinos have rules restricting the player’s ability to do so. In most casinos, each split ace allows the player to draw only one card.


If a player receives another ace after splitting aces, the hand can be split again for a new bet. If authorities continue to fall off the top of the card, casinos that sell re-split aces can allow up to four hands.

The house edge in a blackjack game where aces can be re-split is


you can decide to forfeit half your bet and not play so as not to risk losing your total bet. You should surrender only if you think that you don’t stand a chance of winning.

10 Card Charlie 

In Blackjack, the ten-card Charlie is the most uncommon hand variation. To win, you must be dealt ten cards with a total value of no more than 21.

This hand only happens once in a hundred million times, so don’t expect it if you’re new to the game. Other indicators such as 5, 6, 7, 8, and 9 cards Charlie should also be considered.

 Side Bets 

Online Blackjack always comes with a couple of side bets, and these can vary from one table to another.

However, some common side bets will almost always be allowed in Classic Blackjack, which we’ll explain below.

Blackjack Insurance

Blackjack Insurance is the most popular Blackjack side bet. If the dealer’s face-up card is an Ace, players most often have the option of taking insurance. 

Blackjack Insurance is a side bet which pays 2:1 if the dealer does indeed get a Blackjack to make up for losing your original bet.


This side bet is inspired by Poker and allows you to bet on several possible scenarios concerning the players’ first 2 cards and dealers’ up card, as follows:

  • Flush – a bet on getting three cards of the same suit (e.g., three hearts). This bet comes with odds of 5/1
  • Straight – a bet on three cards in the same sequence (e.g., 1, 2, and 3), which can be of different suits. This bet has odds of 10/1.
  • Three of a Kind – betting on your first two cards and the dealer’s card will be of the same rank (e.g., 3 Queens). The odds for this are 30/1.
  • Straight Flush – betting on getting three cards in numerical order and the same suit (e.g., 4, 5, and 6 of diamonds). This comes with odds of 40/1.
  • Suited Three of a Kind – This is the best paying side bet and involves betting on having three cards of the same suit and value (e.g., 3 Kings of Spades). Of course, the odds are low, at 100/1.

Pair Bets

In Blackjack, players may be allowed to bet on getting three different types of pairs as their first two cards. The possible scenarios are:

  • Perfect Pair – betting on having two cards of the same suit and value (e.g., four hearts and four hearts). This bet has odds of 30/1 and is the best paying pairs bet.
  • Coloured Pair – A bet on having two cards of the same colour and value but of a different suit (e.g., 3 of hearts and 3 of diamonds). The odds for this are 15/1.
  • Mixed Pair – betting on a pair of different colors (e.g., Queen of hearts and Queen of spades). The odds for this are 7/1, and it’s the lowest paying Pairs bet.

Bet Behind

This interesting side bet involves betting on another player’s hand, if you think that he’s got a good hand! It gives players a chance to maximise their profits by identifying a good opportunity. Today, you can play Live Blackjack Bet Behind at live casinos, with Evolution’s version of the game being the most popular one.

blackjack bets

Blackjack Decks and House Edge

As we’ve said before, Blackjack is a game with a very low house edge, which means that players have a high probability of winning a round.

The house edge in Blackjack varies depending on the number of decks used and the other rules that each table follows.

The more decks there are, the higher the house edge will be. Below you can get an idea of how this house advantage increases with the number of decks.

However, it is best to check the RTP of each individual online Blackjack game to check exactly how that game pays out (the RTP is the very opposite of the house edge, which tells you how many times you can expect to win in the long term – in online Blackjack, this is almost always over 98%).

Number of DecksHouse Edge
Single deck0.17%
Double deck0.46%
Four decks0.60%
Six decks0.64%
Eight decks0.66%

Blackjack Strategy

To be able to benefit from Blackjack’s extremely low house edge, you have to know the basic strategy. If you play Blackjack without following this strategy, you will be more likely to lose more to the house.

Blackjack basic strategy essentially shows you how to act depending on your first 2 cards and the dealer’s upcard, i.e. whether to hit, stand, double down or surrender.

Since it will be difficult to remember which move to make in each circumstance, especially if you’re a beginner, a Blackjack strategy chart will help you stick to the right decisions.

blackjack strategy chart

What Is a Blackjack Simple Strategy

To make use of Blackjack’s shallow edge, you must know the rules. If you employ this strategy, you will most likely lose to the house.

The basic strategy is to always hit, double down, and always hit or stand if you get two black cards.

To make these moves easier to remember if you’re a beginner, a Blackjack strategy chart will be very useful.

When to Surrender

When the dealer stands on all 17s, players can surrender 16 against a 9, 10, or ace. A pair of 8’s is the only exception.

Those should also be split and never offered against any dealer door card. Against a dealer’s 10-value card, a 15 hand should be surrendered.

When to Double Down 

  • The dealer’s face-up card is two-six (inclusive), and you have a rough nine.
  • You have a hard ten or eleven when the dealer’s face-up card is a lower value. ……
  • The dealer’s face-up card is two-six, and you have soft 16, 17, or 18. (inclusive)
when to double down in blackjack

When to Split in Blackjack

If you have low cards, splitting is a brilliant idea. On the other hand, multi-hand Blackjack allows you to play five hands at once. It’s an excellent chance to break pairs between several hands.

when to split in blackjack

Did you know?

Blackjack, unlike Poker, never becomes a celebrity phenomenon. A blackjack tournament was held a few years ago. In a World Series of Blackjack, the gambling game was combined with Poker. Participants in Blackjack earned minutes of fame as a result of the outcome. It is the only way it has been popularized, and the game of Blackjack is no longer shown on television.

Three essential tips to know before playing Blackjack Online 

We will allow you to practice newbies and those who’ve been out of practice a chance to expand your knowledge of the rules and techniques.

Our blackjack experts dedicated time to research to produce helpful blackjack reference guides for every player since it was our priority to have the world’s best blackjack player.

We are here to help you with the game’s essential aspects and help you learn how to play.

Know Basic Rules, Side Bets, and Payouts

A side bet can increase the stakes but must be permitted on the player’s game, and other participants agree to.

Good bets increase the sensation of excitement in a good blackjack game. Also, their rewards are significantly higher. In other words, progressive blackjack hands will frequently reward substantial multi-million dollar jackpots.

Learn the Blackjack Betting Strategies

It’s a case of knowing when to win: To beat the house, you have to know when to bluff (when to decide when to stand). Getting the right strategy is essential to your success at Blackjack because it makes you more likely to win in all sorts of situations.

Even when learning new techniques, maintain a simple approach; otherwise, proceed with a more difficult one once you have mastered it.

Plan your budget and your time

Succeeding is the first step in preparing for any challenge and then taking a calculated risk. it is of utmost importance to be prepared to win or lose

Plan your financial controls ahead of time, so you have enough time to become comfortable with the game and not have to stop in the middle of it.

Blackjack Variants

Blackjack is so popular, that over the years casinos and game providers have come up with new variants which give the card game various twists.

Blackjack variants differ based on the number of decks they’re played with, their rules governing Surrender and Doubling down, and the extra side bets allowed.

Below, we’ll look into some of the best Blackjack games you can play.

Classic Blackjack / American Blackjack

Classic Blackjack, also known as American Blackjack, is played with the standard 52-card deck and involves a couple of side bets, which usually include Insurance, pair bets and the 21+3 bets.

In this game, the dealer gets a hole card before the players have made any decisions, as opposed to European Blackjack, where players first make their decisions before the dealer draws the second card for himself.

Spanish 21

Spanish 21, is a Blackjack variant that is played with 48 cards as opposed to the standard 52. In this game, player Blackjacks will always win over the dealer’s, and players can double down whenever they want.

What’s more, blackjacks made up of 5 or more cards get higher payouts to compensate for the higher house edge. 

Blackjack Switch

In this game, players are dealt 2 hands and are required to place identical bets on each one.

The interesting thing about Blackjack Switch is that players are allowed to switch cards from these two hands if they realize that they’ve got bad hands.

This game follows standard Blackjack rules, with a few variations to make up for the player’s advantage given by the possibility to switch.

You can play a great RNG game of Blackjack Switch by checking out Playtech’s version of the game, which has a great RTP of 99.87%!

Super Fun 21

This game is extremely popular in Las Vegas, although you can also find it online. The variant has different rules for winning combinations, such as having a hand made of 6 cards with a total of 20 or less – in this case, the player always wins!

What’s more, the player will always win with a Blackjack, even if the dealer has one too, and players can also double down any time.

How to improve your game

Read our game & casino reviews

Your first step is to find an excellent Blackjack game on the internet. If you keep an eye out for the promotions, you’ll be sure to find value in casinos.

Other good examples include the instances where casinos will reimburse you for losses, increasing your long-term profitability.

Other bonuses will allow you to keep playing the game; others will give you more money so you can keep playing.

While definitely convenient, casinos have many bonuses and promotions to offer their customers.

Practice for free 

In addition, we’d like to that to everything else, you can always play blackjack without risking any money!

It will also allow you to perfect your blackjack strategy without any risk to go to the Table Games or ‘demo’ or ‘play for fun in an online casino and click the ‘play free Blackjack shortcut’

Taken together, all of the above applies. Free blackjack cannot be run because these games are played by a live dealer, so you must pay to play.

You will find a multitude of Live Blackjack tables and you can also try to win free money with a Live Blackjack bonus!

Watch streamers to discover new tips

Observing the pros at work can teach you the most effective strategy and tactics. You can now watch Twitch streamers play free and real money Blackjack at various online casinos.

You can watch some of the most popular online Blackjack streamers here: bpgambles and FrescaEnthusiast.

Play Blackjack on mobile 

Playing Blackjack on a mobile app will give you access to special features, such as push notifications, as well as a more intuitive user experience overall. 

Not to mention the fact that you’d be able to play the game from anywhere without having to sign in to your casino account from a mobile browser!

Ready to enjoy this classic game? Check out the casinos featured on this page to play Blackjack online with the best operators in New Zealand!

Here are some great examples of casinos you must try: