Find the Best Baccarat Online Casinos in NZ

In this Online Baccarat Guide, we will share with you how to play Baccarat online, which are the best Baccarat games to play, where to play Baccarat for free or for real money, and why you should play this game. Keep on reading to learn all you need to know if you intend to play Baccarat from New Zealand!

Casinos where you can play Baccarat online



VIP Program VIP Program
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$1 000 Bonus
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20x Wagering
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Review 18+ | Play Responsibly | | 18+ New Players Only. Welcome Bonus: 100% deposit match up to NZD 1,000 + 150 free spins. BW: 20X. FS Wagering: 20x. FS amount dependent on amount deposited. FS valid for 3 days after claiming. | Terms and conditions applies
Mr Green

Mr Green

VIP Program VIP Program
PayPal PayPal
Regular Offers Regular Offers
Live Chat Live Chat
$1 200 Bonus
35x Wagering
200 Freespins
35x Wagering
To the casino
Review 18+ | Play Responsibly | | 18+.New Players only. Min NZ$10 deposit. 35x wagering on bonus and free spins. Max wins from bonuses capped at NZ$100. No expiration times given. Game Weights: Video • Slots: 100%, Live Dream Catcher: 50%, Monopoly live: 50%, Deal or No Deal Live: 50%, All Live Roulette and Live Blackjack: 10%, All other Live Casino Games: 10%, All Non-Live table games: 5% | Terms and conditions applies
This is Vegas

This is Vegas

VIP Program VIP Program
PayPal PayPal
Regular Offers Regular Offers
Live Chat Live Chat
$2 000 Bonus
30x Wagering
125 Freespins
To the casino
Review 18+ | Play Responsibly | | $10 No Deposit - New Players Only. Playthrough: 25x | Max cashout: $50 (Also available in Euros). 1st deposit: 200% Welcome Bonus up to $2000. Wagering:[30.00 X (D+B)] - Min. Deposit:$25 | Max. Deposit:$1000 | Sticky | No max cashout (Also available in Euros). | Terms and conditions applies

The Best Baccarat Casinos in New Zealand

Baccarat remains one of the most popular offerings in any online casino. You’ll find Baccarat in practically any online casino, with several variations and themes.

It’s known to have one of the best house edges in the casino, with an edge of just under 2%. This is a simple game that requires little thought and effort to master.

For players who want to relax and have a good chance of winning some money, online Baccarat is the perfect game.

What Are the Best Casinos to Play Baccarat in New Zealand? 

Are you looking for the best Online Baccarat games to play?

As a player from New Zealand, you can play this elegant game with multiple casinos, from the comforts of your own home, either from your desktop computer or else from your mobile device. The choice is purely yours to make! 

The best online casino would offer a varied selection of virtual Baccarat and Live Baccarat, with different betting limits and perhaps a promotion or two.

This review is meant to help you save time locating a good casino that features an excellent choice of online Baccarat games and offers some of the best casino bonuses online

Online gambling in New Zealand is a somewhat controversial topic, as the government does not regulate online gambling and at the same time does not prohibit Kiwi players from joining an online casino operating offshore.

This means that players from New Zealand can play online Baccarat with an online gambling platform located outside the country without any legal repercussions.

Many players from New Zealand are already enjoying everything that online casinos abroad have to offer, including playing online Baccarat games. 

Is Baccarat Online rigged?

No. The first piece of advice we can share is choosing a casino that is licensed and regulated within a gambling jurisdiction abroad.

The online casinos we recommend are all regulated and come with excellent reputations. Their virtual Baccarat games are powered by a Random Number Generator (RNG) computer, which provides unexpected results at every round. 

These highly advanced algorithm computers are checked regularly by both the game developer and a third-party auditing company.

In Live Baccarat, the game is managed by a professional live dealer who deals with real cards. With multiple cameras streaming everything in close-up detail, there is no room for foul play, and most of these companies come highly recommended. 

Why Play Baccarat Online?

Online Baccarat vs Baccarat in Landbased Casino

Online BaccaratLand-Based Baccarat
Play from your home

Live Baccarat – Online experience of a classic game 

In recent years, the traditional Baccarat game has been adapted for the online world, maintaining its popularity amongst table game enthusiasts.

Online Baccarat is a traditional game with slight modifications and sometimes with some variations to create exciting variants.

During the game, players have to place their bets digitally and, depending on the kind of Baccarat online game they’ve chosen, play either against the computer or else against a live dealer located in a remote casino studio. 

Online, players will come across two different kinds of online Baccarat: virtual Baccarat and Live Baccarat. Virtual Baccarat is played against the computer in a completely artificial environment.

Cards are dealt with by a Random Number Generator (RNG) computer, which has been programmed according to the odds of the game.

Live Baccarat, on the other hand, is played against a live croupier who deals real cards in real-time from a purposely built studio.  

house edge in baccarat

Difference between Live Dealer Baccarat and RNG (Virtual) Baccarat 

Live Dealer Baccarat Games 

Live Baccarat is perhaps the best version to try out, especially if you are looking for an authentic experience.

A game of Live Baccarat takes place in a casino studio, where a professional dealer sits at a casino table and deals with real cards for both the Banker and the Player.

All of the action is streamed live in HD with the use of some of the best technology available. Players can interact with the dealer, as well as, with other players that might be ‘sitting’ at the same table.

Live Baccarat games are provided by special game developers like Evolution Gaming and Playtech.

Below we have provided you with a list of some of the Live Baccarat games they offer. 

Evolution Gaming Live Baccarat 

  • Live Baccarat (classic game)
  • Lightning Baccarat 
  • Baccarat Squeeze 
  • Baccarat Controlled Squeeze
  • No Commission Baccarat 
  • Speed Baccarat

Playtech Live Baccarat 

  • VIP Baccarat
  • Mini Baccarat 
  • Baccarat 7 Seat
  • Baccarat Squeeze
  • Prestige Live Baccarat

Virtual Online Baccarat Games 

The most popular virtual gambling sites have already launched their live dealer casino and continue to improve it with new features and games on a regular basis.

It’s a raging trend because the site is as close to a real casino floor as possible, which many experienced players find reassuring.

Live casinos employ real skilled dealers who can communicate with players through a live chat app, recreating the vibrant a

How to play Baccarat Online 

Online Baccarat is a rather fast-paced game with simple rules that can be learned by anyone. 

To start with, the game makes use of 6 to 8 decks of cards, and it is played between the Banker and the Player. These two terms are displayed on the Baccarat table and refer to the dealer and the Player respectively. 

play baccarat online

You will communicate with the dealer and other players at the table when you play the best online live dealer baccarat games. 

The user interface is usually very similar to that of the computer-powered tables. The only difference is that in a live dealer baccarat game, players have access to an additional user interface that allows them to talk. 

These messages are shown for the dealer to read and respond to through a microphone that is heard by all players.

If you’re playing regular live Baccarat, mini-baccarat, multi-player baccarat, or punto banco, the terms and rules are the same and can be found on the casino’s website.

Live baccarat is usually played with six to eight decks in a shoe.

The game’s house rules can be a little complicated, and they differ from site to site. To get started, newcomers should follow these simple steps:

Join a Live Dealer Baccarat Casino Find and join a live dealer baccarat casino.

Select your variant.
Make a deposit and select a live baccarat game.

Give each Player two hands.
The dealer can deal two hands once in the live setting. One goes to the Player, and the other goes to the Banker.

Banker wins, Player wins, and the game ends in a tie.
You’ll bet on whether the Banker or the Player will win the deal, or whether there will be a tie.

Two cards are revealed.
After you’ve made your bets, you’ll be dealt two cards, one for you and one for the Banker.

The nearest hand to nine is the winning hand.

Did you know?

Baccarat was created in the Middle Ages by Italian gambler Felix Falguiere.

3 important tips to know before playing Baccarat Online

Here are some helpful tips we recommend to help improve your baccarat game.

1. Online Baccarat Basic Rules

Let us start by going over the value of the cards which defer from other card games like Blackjack. 

  • Ace has a value of 1 
  • Queen, Jack, and Kings have a value of 0 
  • Cards of 10 have a value of 0 
  • Cards from 2 to 9 hold their face value

In a Baccarat hand with a total of 10 or more, only the second digit is taken into consideration. Let us take an example: if a hand is made up of a 6 and an 8 for a total of 14, the one is dropped and the value becomes 4. In case, the hand’s total is 20, the value becomes 0. 

There are a few other dynamics to keep in mind when playing online Baccarat. If the Player gets a total of 8 or 9, no more cards can be drawn and there is a ‘natural win’.

If the total is 6 or 7 there cannot be any more cards either and they stand. If on the other hand, the cards have a value from 0 to 5, a third card is drawn.

The Banker actions are dictated by a whole different set of rules.

These mainly concern the third card and whether it can be drawn depending on the hand he has and the value of the Player’s third card. 

Online Baccarat Drawing Rules

Baccarat Bets and Odds

In Baccarat every bet comes with different odds and payouts. The Banker has the lowest house edge amongst all the different bets. It is at 1.06%, whereas, the Player comes with a house edge of 1.36%.

The highest house edge belongs to the tie, which comes with a staggering 14.40%. 

When it comes to payouts, winning bets on the Banker and the Player pay the same, which is 1:1 (double the initial bet). Tie bets, on the other hand, reward the risk in equal measure with a payout of 8:1 or 9:1. 

Some online Baccarat variants come with side bets that are quite distinctive from the three main bets that make up the game. Below are some of the most common side bets in Baccarat: 

  • The Player Pair – this bet is placed when it is believed that the Player’s two cards will be of the same rank. 
  • The Banker Pair – betting that the Banker’s two cards will be of the same rank. 

What makes these two side bets so exciting are the payouts associated with them, which stand at 10:1 or more, depending on which Baccarat variant you are playing. 

Baccarat Odds

2. Learn all Baccarat Betting Strategies 

If you want to make a profit playing online Baccarat then you should learn a little strategy.

Although Baccarat is a game of chance, the way you approach betting and where you place your bets will determine the odds of hitting those wins. 

Betting on the Player

Statistically, it has been proven that you have a better chance of winning when placing Banker bets than Player bets.

In fact, there is a 50.68% chance of landing a win from a Banker’s bet, quite a high percentage considering that when a Tie bet wins, players get their bets back.

However, don’t get too excited, Banker wins come with a commission of 5% in favour of the house. It is a means for the casino to retain the house edge. 

Betting on the Banker

Betting on the Player comes with the advantage that there is no commission in favour of the casino, however, the win percentage is at 44.62%, slightly less than the Banker. 

Betting on a Tie

Bets on a Tie come with very low odds because compared to the other two bets, it does not occur often. Although the payout from a Tie win is pretty, the winning odds stand at 9.52% only, making them ideal for risk-takers. 

The final piece of strategy we can share is to always bet in a consistent manner. Choose beforehand if you want to place bets on the Player or the Banker and stick to your decision.

It is very hard to make a steady income if you keep changing your bet. Something else that we highly recommend is to stop playing if you suffer a loss three times in a row.

If you are sitting down for a Baccarat session, we advise deciding in advance how much you can afford to play and possibly lose. 

3. Plan your budget and your time 

Using some of the betting programs, you will keep your baccarat and casino budget in check. Some of the options include the budget scheme, the pocket trick strategy, flat betting, and the Martingale method.

When playing Baccarat, basic budgeting strategies are easy to pick up. As soon as your first baccarat session starts, you can begin using them. Also, be sure to check out the responsible;e gaming section for help.

Baccarat Online Variants

The best online casinos would have a good choice of online Baccarat games, especially Live Baccarat, where providers like Evolution Gaming and Playtech have come up with innovative ways to make this game even more exciting.

why play baccarat online?

Classic Baccarat / Punto Banco 

Punto Banco is the name by which Baccarat was originally known.

It is the classic version of the game and follows the rules we have explained in this guide: there are the 3 main bets on Banker, Player and Tie, and Banker wins have a 5% commission in favour of the house.

There are many providers who offer classic Live Baccarat versions. After all, it is the most common variant of the game!

No Commission Baccarat 

As the name of this variant suggests, this version of Baccarat does not charge a commission on Banker wins.

To compensate for this, the payouts might be slightly less than what is normally paid. For example, in Evolution Gaming’s No Commission Baccarat, if the Banker lands a win with a 6 the payout is 0.5:1. 

Speed Baccarat 

Speed Baccarat is an Evolution Gaming’s variant and as the name suggests it is played at an even faster pace than the traditional game.

To cut the time by almost half, the cards are dealt face up revealing the outcome right away, reducing the round to 27 seconds instead of the normal 48 seconds. 

Live Dragon Tiger 

Another thrilling Baccarat version by Evolution Gaming is Dragon Tiger, so-called because it is played between a Dragon and a Tiger instead of a Banker and a Player.

Another major difference is that each hand is dealt one card instead of the customary two, making it even faster.

Live Dragon Tiger comes with an interesting twist in the shape of a side bet called Suited-Tie bet and it pays an incredible 50:1. 

How to improve your game

Here are some helpful tips we recommend to help improve your baccarat game.

1. Read our game & casino reviews 

It’s important to find the best tables at the best casinos. Read our online casino reviews to find who offers Baccarat, and see if there are any ongoing promotions at their tables. 

2. Practice for free 

Whether you are a beginner in the process of building your confidence or just someone in search of an online Baccarat game without the risk, you can play free Baccarat online at most online casino sites.

Doing so comes with no strings attached, and all players have to do is register for an account and head right away for the Table Games section to choose the most exciting Baccarat version to suit their mood.

There are no time limits or other restrictions while playing virtual Baccarat for free, however, players must remember that if you play with fake money, all wins will be fake too.

If, on the other hand, you prefer the interaction of a live croupier and the comfort of other players sitting at the same table with you, you will have to claim a special casino bonus as Live Baccarat games don’t offer a demo version. 

3. Watch streamers to discover new tips 

Watching other people play has always been a great way to learn new strategies and tricks. Now, you can do that from the comfort of your own couch while streaming on Twitch and Youtube. 

A popular streamer for Baccarat is: CLASSYBEEF

Did you know?

According to historical records, Italy brought the first type of Baccarat to France during the reign of Charles VIII of France (ruled 1483-1498).

Playing Baccarat on your Mobile

Is the nearest casino hundreds of miles away? Playing online means you have the flexibility to play either from your home or else from anywhere you might be.

All you need is a strong internet connection and a smartphone, and you can have your favourite casino games in your pocket at all times.

And what’s more, in an age defined by smartphones, game developers are releasing their games in Instant-Play mode, a mobile-friendly version whereby players can play without download any of the latest casino games, including online Baccarat.

Let us not forget that the virtual world never sleeps, making it possible to enjoy online Baccarat at any time of the day or night.  

Frequently asked questions

The best strategy you can apply is to place consistent bets either on the Banker or the Player. It is also worth deciding beforehand the kind of budget you have and stopping if you suffer three consecutive losses.
Baccarat is a game of simple rules which involves the player to place a bet on one of three options: the Banker, the Player and a Tie. Once the bets have been placed, the croupier or the computer deals two cards for the Banker and the Player. The cards are revealed and the hand closer to a total of 9 wins.
Baccarat online is the traditional game of Baccarat played online by placing bets digitally. Many online casinos offer this popular game as virtual Baccarat and/or Live Baccarat.